Why Are Insurers Pulling Back on Motor Third-Party Cover? The Unintended Ripple Effect of a Landmark Supreme Court Ruling
Industry & Market Market Trends & Insights
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Why Are Insurers Pulling Back on Motor Third-Party Cover? The Unintended Ripple Effect of a Landmark Supreme Court Ruling

October 22, 2026
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If you’ve ever renewed your car or bike insurance, you know the drill: Own-Damage (OD) cover is optional, while Third-Party (TP) cover is strictly mandatory by law. Because every vehicle on Indian roads legally requires third-party coverage, you would naturally expect it to be the fastest-growing—or at least the steadiest—segment

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